he world has become a different place since mankind has been confronted with the coronavirus SARS-CoV-2. On a global scale, people's everyday life is subject to massive changes of a kind never seen since the days of the Spanish flu a good 100 years ago. Almost all areas of life are strongly influenced by the effects of the pandemic or the containment measures taken to deal with it. This also applies to the way people and institutions deal with the topic of investing.
Financial service providers have been operating in a challenging environment for years. Banks, wealth managers and insurance companies are confronted with changing business models, increasing regulatory requirements and persistently low-interest rates.
Financial planning is highly valued by clients. However, clients often look in vain for seamless advice that combines "financial planning" and "investment advice". This article shows the possible solutions.
The capital market is undergoing profound changes: In addition to the current impact of the COVID-19 crisis and the regulation, (socio)political issues are getting more and more attention. We take a look at the integration of ESG criteria in asset and wealth management today.
This paper discusses the evolutionary pressure on financial services companies and their strategic advantage of being able to integrate modern software architecture into a legacy environment.
The classical advisory approach based on the risk profiling required by regulators hardly creates tangible value for private clients.