We offer the following modules which you can easily customise to your needs:

Profile

Access personal client data and contact details.
Conduct a knowledge and experience check.
Conduct risk profiling. This is carried out according to any desired standard. As implementation partner of Behavioural Finance Solutions, we offer behavioural risk profiling according to their latest standard.
Select the offering (client journey).

Assess your client’s individual wealth situation including loans and non-bankable assets like real estate, private equity, etc.
Add pension and other contributions.
Identify and enter client’s financial goals, either cash-flow or wealth goals.
Incorporate your client’s life events.
Analyse the impact of climate change on the clients’ goals and wealth development.
Identify the share of wallet and enable cross-/up-selling, e.g. considering the client goals.
Receive instant visualisations of the
- total wealth development based on all assets, liabilities, contributions and outflows in thousands of capital market scenarios.
- achievement of financial goals based on the current wealth structure / asset allocation in thousands of capital market scenarios.

Use our SAA optimiser to improve the strategic asset allocation for each client individually based on the preferred optimisation function:
- Maximise your client’s probability to achieve the financial goals by optimising against the best bespoke strategic asset allocation, or against a subset of model portfolios/ investment products. Alternatively, select other optimisation functions, e.g. maximise returns, minimise volatility/CVaR.
- Our Quantitative Modelling Engine immediately forecasts the wealth development based on the optimised strategic asset allocation.

Portfolio construction can be done on any funds universe defined by our B2B client or based on direct instruments (equities, bonds).
Optional integration of model portfolios and recommendation lists.
Incorporate your client’s values and beliefs (i.e. ESG, exclusion of certain industries or sectors) to create bespoke investment recommendations.
Make sure that you are compliant with MiFID II and FIDLEG.

Create automated suitability reports to fully comply with the respective regulation.
Generate the required regulatory documentation (e.g. PRIIPs KID).

Monitor goals and investment, and inform the advisor in case of several trigger events.
Receive automated reminders when goals are due or rebalancing of the portfolio is required.